Wells Fargo is in the NEWS a lot lately…
(Reuters) – Wells Fargo & Co must face lawsuits by homeowners who claim the largest U.S. mortgage lender refused to offer them permanent mortgage modifications for which they had qualified, a federal appeals court ruled on Thursday.
The 9th U.S. Circuit Court of Appeals said Wells Fargo was required under the federal Home Affordable Modification Program to offer loan modifications to borrowers who demonstrated their eligibility during a trial period.
in another articles…
Wells Fargo & Co. (WFC) Vice President Kurt Lofrano played a “critical role” in helping the bank hide fraudulent home loans that cost the U.S. $189 million, the U.S. government claimed in a filing in Manhattan federal court.
Lawyers for the U.S. today asked a judge to let it add Lofrano to its fraud suit claiming Wells Fargo was reckless in underwriting mortgage loans and failed to report fraudulent and noncompliant loans to the U.S. Department of Housing and Urban Development. The fraud forced the Federal Housing Administration to pay $189 million in insurance claims on defaulted loans, the U.S. said.
Wells Fargo in April 2012 agreed to pay $5 billion as its share of a settlement of abusive foreclosure practice claims by the government. A federal judge in Washington rejected Wells Fargo’s argument that the agreement barred the government’s suit against Wells Fargo.
The case is U.S. v. Wells Fargo, 12-cv-07527, U.S. District Court, Southern District of New York (Manhattan).
Hi There Sovereign Enthusiasts,
Happy “Black Friday”…
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A4V Process – Easily Explained:
The following is posted for entertainment purposes only. This is not legal advice!
THE BIRTH CERTIFICATE ESTATE
To understand A4V or Accepted for Value, first you need to understand that the ALL CAPITAL LETTERS STRAWMAN “JOHN H DOE” is an ESTATE. One of the (hidden) Assets in this ESTATE is the Birth Certificate, which was transferred over to the (E)State that you were born in (which is just another ESTATE), and is being used by that state until the point where you claim your interest in your ESTATE back.
The birth certificate is the TITLE to your physical body, and whoever holds it has the right to collect (and enforce non-payment of) taxes, judgments, liens and etc against YOUR STRAWMAN. So, as you can tell, the profitability of you from all these payments over your lifetime is enormous. So, the “holder in due course” is originally the (E)STATE that you were born in, and they transferred it over to the UNITED STATES OF AMERICA, or CANADA, THE COMMONWEALTH OF AUSTRALIA, or whatever entity that you think you reside in. The STATE’s in the USA gave up their assets to the UNITED STATES during the bankruptcy during the time of the Civil War; which is explained in a FREE 3-hour introductory course by Brandon Alexander Adams of Creditors in Commerce at this link. Check it out to understand the full history behind A4V and the USA bankruptcy and the bankruptcy of other countries around the world at the same time.
So, if the USA (or Canada/Australia/UK/etc) is the holder of the TITLE to you, then they have a valuable instrument. Think about it in terms of the holder of the note on a mortgage, or the holder of the Certificate of Title for the car (or the holder of the Legal Title or M.S.O.… Read the restShare
Dr. Frederick D. Graves, JD, creator of the home study course, “Jurisdictionary”, came to speak at a local event here in Ohio a while back. He allowed me to do this video recording and asked me to put it online. As full notice to Youtube, this is actually referenced in the video, in part 4 at approximately 5:20-5:27.
In this video Dr. Graves explains where the “Power” is that ‘We the People’ are supposed to have, plus how and where to use it. Because when our legislators fail to do their job, it is our duty to fix their mistakes, via the courts. He also shows us that the law doesn’t have to be scary, nor that is is dry and boring. If you are interested in learning more about the “Jurisdictionary” home study course, you can visit www.Jurisdictionary.comShare
People often ask if Commercial Law “Processes” work in Canada, Australia, Great Britian, the Middle East, etc.
1. The Uniform Commercial Code filings have equivilants in every Country around the World.
2. Private International Commercial Law is *INTERNATIONAL* in scope. None of our processs are done in [the jurisdiction of] the United States of America. They are PRIVATE.
Hope that answers a few questions. Here is a sample of a registration of a Claim, Interest, or Lien in a Province in Canada:
1. Money is property. Federal Reserve notes are liabilities, not assets. Cash, according to
the book. See: “The Federal Reserve Bank; Its Purposes and Functions,” is coin.
2. Current money: Whatever is receivable and current by law as money. See: Henderson
v. Farmers Savings Bank, 199 Iowa 496.
3. The precious metals alone are money, and whatever else is to perform the functions ofmoney must be their representative and capable of being turned into them at will. So longas bank paper retains this quality it is a substitute for money; divested of this, nothing cangive it that character. See: 3 Websters Works 41; Woodruff v. Miss, 162 US Reports 307.
4. A Note is only promise to pay. See: Fidelity Savings v. Grimes, 131 P 2d 894.
5. Legal tender notes are not good as lawful money of the U.S.. See: Rains v. State, 226
6. Checks, drafts, money orders, and bank notes are not lawful money of the U.S. See:
State v. Nealan, 43 Ore 158.
7. Where the Fed. Gov. is a party to commercial paper, it is bound by same rules whichgovern private persons. See: Continental American Bank v. U.S., C.C.A. La. (1947) 161F.2d 93.
8. The government assumes all responsibilities of private persons when it issues
commercial paper. See: U.S. v. First National Bank, 138 F.2d 681.
9. Federal Reserve Notes are a first and paramount lien on all the assets of the issuing
Federal Reserve bank. See: Moody’s Bank & Financial Manual, page 2105. (If Federal
Reserve notes are a lien on the banks, no wonder they want to eliminate the use of
Federal Reserve notes and deal only with computer entries.)
10. Negotiable Instruments Law was designed to cover commercial paper and U.S.
currency.… Read the restShare
Treasury using final tools to avoid debt limit, Lew says:
Government shutdown continues, no agreement in sightShare
“Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.””
“If you give, you will receive. Your gift will return to you in full measure, pressed down, shaken together to make room for more, and running over. Whatever measure you use in giving — large or small — it will be used to measure what is given back to you.”