Credit Report Disputes
Credit Report Disputes
For more than 12 years, disputing derogatory credit information after Secured Party Creditor discharge has been working.
Especially if you are persistent and devoted. Keep going and you will eventually get all items deleted from your “STRAWMAN NAME” credit report and be back in the credit leveraging game once again!
You can also build up credit for businesses, including as a foreign person, without an SSN. Whatever you want — whatever your goals are, we can help you. Infinite money is at your fingertips… if you desire it!
Results timeline: Sometimes results take one week — sometimes the full dispute removals can take 6 months to 1 year (if you have MANY items).
Real Results — Before & After Examples
The following are real documented examples of credit report disputes that worked for our members using SPC-based processes.
Example 1
Before
After
Example 2 — Fixed in 1 Week
Before
After
Example 3 — SPC Private Discharge Bond / AFV Removal
Proof that sending a Secured Party Creditor based “Private Discharge Bond” and AFV/A4V (Accepted for Value) with Notice of Tender for Setoff can remove items from your credit report:
Part 1
Part 2
Example 4 — LVNV Funding / Citibank Removal
Example 5 — Chargeoff Removed
Example 6 — Member Feedback
For even more proof of results, visit the Debt Discharge and Private Admin Process for Credit Card Debt section.
FAQ — Frequently Asked Questions About Credit Disputing
As an SPC, can I use my credit report or SSN without giving up my sovereignty?
Nope. Not if you understand SPC. That’s the beauty of doing the SECURED PARTY CREDITOR process — because you STILL HAVE and CAN USE your entity/legal name’s SSN.
Think about the process that you did yourself for a moment — you had filings reviewed, acknowledged, accepted, and filed with the STATE (through the Secretary of State), which creates in law a binding bilateral contract (with real consideration — you paid the filing fee, remember?). Now you have bound them to what is written on these documents, if it’s ever challenged, and you ever need to use the legal process to enforce them and go after them for breach of contract or other violations.
The bottom line is YOU ARE NOT THE ALL CAPS NAME — it’s an entity, similar to a BUSINESS. You are running the business, but the business IS NOT YOU. You are applying for credit, and/or disputing inaccuracies on the credit report for the BUSINESS, or for your ALL CAPS ENTITY TRUST NAME. By so doing, you are not giving up any rights by simply using your business entity “JOHN SMITH©” or “JANE SMITH©” name.
Can I get credit even if I’m “fully” out of the system without an SSN?
Yes. Even if you are “fully” out of the system (don’t have an SSN number in their registration system at all), you can still take advantage of credit for Trusts or Business entities. This is how international business people who are not Americans do it every single day.
A businessman or entrepreneur in London or Paris — who has no U.S. ties (no citizenship, residence, or address) — can and does still open a business in the USA, in any State, and gets an EIN for it, and gets credit lines for it. It happens every single day.
There is no liability to use a business to get lines of credit, unless you personally guarantee the credit lines, commit fraud, or breach some duty like fiduciary duty. Yet if you wish to enhance your level of reduction of liability, look into things such as hold harmless and indemnity agreements, a UCC-3, becoming holder-in-due-course, and accepting for value the business’s articles of incorporation filings. Or set up an unregistered business — that is also possible.
You can reach out to ask us how to do any of these things by calling us at 1-505-340-3632. That’s the beauty of having completed the SPC DONE WITH U process by UCL — because we show you how you can use the system, but not be personally “under the system.”
Related Offer
How to Live Anywhere or Drive Anything Even if Your Credit Sucks
Secrets revealed on how to “get around” credit checks for leases for apartments, auto leases or financing — and be able to live anywhere or drive anything, even if your credit sucks! Insider Secrets! PDF Guide.
Contact us to send a donation and obtain the guide.
Call UCL at 1-505-340-3632
Recommended starting point
Free De-Programming Video Series
If you are interested in reclaiming your sovereignty and freedom, take the time to learn and study. There’s a wide web of information — get your head on straight. We highly recommend you start here: over 24 hours of free detailed video and audio material on the correct path to freedom.
